Why Choose OneHome Cover for your Building
Protection designed to give you confidence when it matters most
What's Covered
Standard Inclusions in Every Policy
✓ Your Home is covered for it full replacement cover value
✓ Accidental damage protection
✓ Up to $20 million legal liability cover
✓ Alternative accommodation if your home becomes unliveable
✓ Emergency temporary repairs
✓ Building regulation upgrade costs
✓ Matching materials for seamless repairs
✓ Up to 25% sum insured safeguard on eligible claims
✓ Trees and landscaping cover included
✓ Fusion Cover for sudden electric motor burnout caused by power surge, voltage spike, or lightning.
Optional Extensions
If you run a business from home, this covers your home office or tools of trade, with the option to add business liability cover.
Covers farm equipment and outbuildings if your property has them, plus animal liability and extra fencing cover.
Cover That Matches How You Use Your Home
Cover the building only, or bundle in your belongings too - OneHome works either way.
Building Cover Only
Covers the structure only
Building and Contents Cover
Bundle your building and content cover into one policy with OneHome
Hobby Farm or Acreage Coverage
Outbuildings and farm equipment are covered alongside your home, on properties up to 20 hectares.
Frequently Asked Questions
Yes. Fencing is automatically included up to $4,000, with the option to increase this to $30,000. Sheds and other outbuildings are covered under the Hobby Farm extension.
Properties above the 26th parallel currently fall outside OneHome's standard cover. Ask your broker to check whether an exception is possible for your specific property.
Yes, both extensions can be added directly to this policy. (confirm whether accidental damage cover needs to be selected first)
Yes. Contents cover can be added as an optional extension, up to $500,000, including cover for portable items and higher-value belongings. If you don't own the building, contents can also be arranged as its own policy.
Claims are handled in-house by CloverClaims. You can lodge your claims at merixsupport@pulseinsure.com.au.
Get the Cover Your Home Needs
Simple, fast, and flexible. Fet your quote in minutes.
Other Policies to Consider
Contents
Contents Insurance covers your belongings even if you don't own the building.
Landlord
Landlord Insurance covers the building and what you provide tenants.
Motor Vehicles
OneMotor covers personal and commercial vehicles in one policy, up to 10 vehicles.
