Why Choose Clover Motor Vehicle Insurance
Protection designed to give you confidence when it matters most
What's Covered
Standard Inclusions in Every Policy
✓ Comprehensive vehicle protection
✓ One Policy for everything you drive
✓ Flexible Fleet Cover
✓ Lifetime Cover for New Vehicles
✓ Cars, SUVs, utes and vans covered up to $200,000 sum insured per vehicle
✓ Up to 10 vehicles on one policy
Optional Extras
Cover That Matches How You Use Your Vehicle
Whether it's your everyday car, a work ute, or a small fleet, OneMotor covers personal and commercial vehicles in one place.
Drive for work and life?
One policy covers your personal car and your work vehicles together.
Run a small fleet?
Cover up to 10 vehicles on one policy, with 30-day flexibility to add or remove a vehicle once you have 3 or more.
Just bought a new car?
Lifetime Cover keeps a new vehicle protected for as long as you own it.
Frequently Asked Questions
Yes. OneMotor combines personal and commercial vehicle cover in one PDS, so you don't need separate policies.
OneMotor is a nominated driver policy. If an undeclared driver is behind the wheel at the time of a claim, a higher excess will apply.
Yes, but all modifications must be declared. Some modifications fall outside OneMotor's current appetite, and any modification exceeding 20% of your vehicle's sum insured isn't currently covered.
If you have 3 or more vehicles on your policy, you can add or remove one with 30 days' notice, provided proof of ownership is given.
Not yet, EV cover is coming soon.
Claims are handled in-house by CloverClaims. You can lodge your claims at merixsupport@pulseinsure.com.au.
Your Vehicle Covered the Way You Need It
Simple, fast, and flexible. Get your quote in minutes.
Other Policies to Consider
Buying a home of your own?
Home Insurance covers the building and your belongings together.
Renting instead of owning?
Contents Insurance covers your belongings.
Own a rental property?
Landlord Insurance covers the building and what you provide tenants.
