Why Choose OneHome Insurance?
Flexible protection for your building, belongings and investment property, with cover options designed around how you use your property.
Contents Cover
Protect the belongings inside your home, from furniture and electronics to everyday possessions.
Cover for eligible accidental loss or damage to your insured Contents.
Cover for eligible Contents while being transported in specified circumstances.
Cover for eligible Contents while moving to a new permanent residence in Australia.
Helps cover eligible storage costs for undamaged Contents following an insured event.
Helps cover eligible costs associated with removing damaged Contents following an insured event.
Contents Legal Liability cover is automatically included with applicable Contents cover.
Home Cover
Protect your insured Buildings against Accidental Loss or Damage at the Insured Address, subject to the terms, conditions and limits of your Policy.
Cover for eligible legal liability claims, subject to the Policy terms and limits.
Cover for eligible accidental loss or damage to your insured Buildings.
Full replacement cover is subject to the sum insured being sufficient to cover the replacement.
Covers eligible temporary repairs needed to protect your home after an insured event.
Landlord Cover
Landlord Insurance is designed to support your investment against a range of incidents that may impact your rental property and your rental income.
Protection for insured buildings, garages, fences, retaining walls, fixed installations and landlord-owned structures.
Optional cover for loss of rental income following a covered event.
Optional cover for tenant default and theft by tenant to help reduce financial loss.
Optional Extensions
If you run a business from home, this covers your home office or tools of trade, with the option to add business liability cover.
Covers farm equipment and outbuildings if your property has them, plus animal liability and extra fencing cover.
Cover That Matches How You Use Your Property
Cover the building only, or bundle in your belongings too - OneHome works either way.
Building Cover Only
Covers the structure only
Contents Cover
Bundle your building and content cover into one policy with OneHome
Landlord Cover
Buildings and Contents cover options for eligible long-term rental properties, with optional landlord cover available.
Frequently Asked Questions
Buildings cover provides cover for accidental loss or damage to your insured building during the Period of Insurance, subject to the terms, conditions, limits and exclusions of your Policy. Certain additional benefits may also apply, including temporary repairs, demolition and debris, matching materials and Building Regulations.
Contents cover provides cover for accidental loss or damage to eligible Contents, subject to the terms, conditions, limits and exclusions of your Policy. Depending on your Occupancy Type, additional benefits may include Contents in transit, Moving within Australia and Storage of undamaged Contents
Yes. Subject to eligibility, you can choose Buildings cover, Contents cover, or both. Buildings and/or Contents Legal Liability cover is automatically included with the applicable cover.
Yes. OneHome includes long-term rental as an Occupancy Type for properties you own where tenants live. Subject to eligibility, Buildings and/or Contents cover is available for long-term rental properties.
For eligible long-term rental properties, optional cover can include Loss of Rent, Rent Default, and Theft By Tenant. These options are subject to eligibility and must be shown as included on your Policy Schedule for the cover to apply.
Claims are handled in-house by CloverClaims. You can lodge your claims at merixsupport@pulseinsure.com.au.
Protect What Matters Most
From the home you live in and the belongings inside it to your investment property, find cover that suits your needs.
Other Policies to Consider
Travel
Travel Insurance helps protect you when illness, injury, cancellations or lost luggage get in the way.
Pets
Accidents and illness can happen anytime. Make sure the right care is never out of reach.
Motor Vehicles
OneMotor covers personal and commercial vehicles in one policy, up to 10 vehicles.
